Fees and Payment Plans

Professional Fees & Disbursements

We are members of the National Society of Allied and Independant Funeral Directors, therefore,  when arranging the funeral will provide a written estimate of professional fees and charges which will be agreed and signed so you are fully aware of the commitments to which you have agreed to in arranging the funeral. The funeral estimate and account will be divided into two separate sections, Professional fees and the Disbursements.

Professional fees

Professional fees are the charges under control of Ascension & Cliff Small Funerals. These include staff fees, funeral directors attendance to all arrangements, including completion of necessary documentation, delivery of same by hand, telephone calls, visits to home and personal supervision of the funeral, the provision of a hearse, a coffin suitable for either cremation or burial. The conveyance of the deceased to our premises, full preparation and care of the deceased.


Disbursements are the charges paid out by us on behalf of the family while arranging the funeral.

Examples of these are:

  • Cemetery fees
  • Crematorium fees
  • Doctors fees (if appropriate)
  • Parochial fees
  • Minister / speakers fees
  • Obituaries / acknowledgements
  • Flowers
  • Gratuities
  • Order of service sheets
  • Catering
  • Embalming
  • Any other additional extras that you may require.

You will appreciate that disbursements can differ from the estimate as they are not under our control however every effort is made to give as near accurate an estimate as is possible.

The funeral account will be sent to you 1 week after the funeral has taken place.

Help With Funeral Costs

Ascension Funerals and Memorials are not able to guarantee the availability of any social fund funeral payments as every family circumstance will differ.

The social fund may take into contribution towards the cost of a simple funeral within the United Kingdom.

This includes:

  • Conveying the deceased to our funeral home chapel if they died away from home but within the UK
  • Cemetery fees or cremation fees
  • Contribution towards the fees of the funeral director
  • Doctors fees

You can get help with the cost of the funeral if you or your partner gets one of the following:

  • Income support
  • Income-based Job seeker's Allowance
  • Pension Credits
  • Housing Benefits
  • Council Tax Benefit
  • Working Tax Credit which includes a disability or severe disability element
  • Child Tax Credit at a rate higher than the family element

Full details are available on the notes sheet that comes with Funeral Payment from the Social Fund form SF200

If you are refused a funeral payment from the social fund you may be eligible to:

Apply for a Budgeting loan from the social fund using form SF500

Apply for a Crisis Loan from the social fund using form SF401

Check if there is money available from:

  • Bank or Building Society accounts of the deceased
  • Insurance Death Policies
  • Charity Grants
  • Any lump sum payments made by a pension scheme or relative, (either yours or the deceased)
  • Premium Bonds
  • National Savings
  • Cash

We will be pleased to help you fill the forms to help you make a claim for social fund funeral payment, if this is required. 

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Ascension Funerals and Memorials
5 & 6 Pringle Court, Thomas's Weind, Garstang, Lanc's PR3 1LN
Head Office Tel: 01995 605548 Email: info@ascensionfunerals.co.uk

Ascension House, Copy Lane, Caton, Lancashire LA2 9QZ Tel: 01524 770886
33 Claremont Road, Morecambe, Lancashire LA4 4HL Tel: 01524 424072
91 Main Road, Bolton le Sands, Lancashire LA5 8EQ Tel: 01524 736166
Crossroads Garage (Workshop), Arkholme, Carnforth, Lancashire LA6 1BA Tel: 01524 770886
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